Loan processor sente mortgage8/10/2023 ![]() ![]() Prior to applying for a loan and actively in the buying process, buyers should save for a down payment and understand what they can afford. TR: Homebuyers should be aware of their credit scores and how that impacts approval/interest rates. HA: What are the current barriers to finance that homebuyers should be aware of before applying for a loan? The demand for houses has remained good although in 2016 we’ve seen some areas in the higher price range that have slowed. ![]() While in 2016, oil prices have been lower, but home prices have remained fairly steady. Over the past four years, we’ve seen price appreciation in Houston due to high oil prices. However, they should know they have many options available to them and many great resources to help them through the process. Market prices are really dictating the market.įor many young homebuyers, the rising home prices cause concern about their ability to afford a home. Houston is certainly an affordable city, however, there are just really specific areas of the city that aren’t. ![]() You can come here and buy an average-priced home, but it might be miles and miles away from the city or areas where you really want to be. Houston is not one home market, but really is comprised of several different submarkets. Tom Rhodes (TR): It’s a generally good sign for the economy – the result of supply/demand and a sign that the Houston market is still booming. How are these prices affecting Houston’s home market? Houston Agent (HA): Average prices in Houston are relatively affordable, but there are areas of the city where homes are selling for more than $500,000, and other places where $1-million homes are common. Our state-of-the-art mortgage application software will guide you seamlessly through your mortgage application details and provide a secure link to upload all your financial documents safely.Tom Rhodes is the chief executive of Austin-based Sente Mortgage, and he took time this week to talk lending, including what agents need to know about best helping their clients. The very best place to start the mortgage approval process is online: you can click on the “Start your application” button above. Her local office is open Monday through Friday, typically 8 a.m. As a former chairman of the Bastrop Chamber of Commerce, she is passionate about serving her local community and playing a role in strategic new growth to the area, public education, and housing sectors of Bastrop and surrounding counties. She has been voted “Lender of the Year” by the Bastrop County Board of Realtors six years in a row. Jolene is currently certified through NAMB as a Credit Specialist, Residential Lending Specialist, and a Veterans Lending Specialist. ![]() Jolene and her family have deep family roots planted in and around Bastrop County area there is no better place to make a house a home! Many of my clients are my friends, my neighbors, my children's teachers – I care about my relationships and I care about the community of Bastrop."įrom the beautiful Pine trees to the adventures on the Colorado river, Bastrop is a special place to call home. It's why I put so much importance and emphasis on transparent regular communication with my clients through their mortgage process. I know how important it is for me to understand the WHY and HOW behind every decision I make – even the small ones. "From a very young age, I knew I wanted to help people. From a home loan refinance, to the construction of your dream home, to the first time homebuying purchase, Jolene and her team understand the value and weight of the decisions needed to be made and are here to help, guide, recommend, and advise. Jolene Jaehne and her team work with the best realtors and professionals in the area and are committed to making the home financing experience feel enlightening, engaging, and empowering. A home search or a home sale can be a complicated process. Since the day she became a Mortgage Loan Originator in April of 2001, Jolene has made it a top priority to create honest and lasting relationships with clients and industry professionals. ![]()
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